How do you go to the dentist without dental insurance?
2010 February 6
I currently have no insurance. I will receive health insurance after the first of the year, but it does not include dental. I am trying to figure out how to go to the dentist without dental insurance.
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I save money using a dental discount plan. You can check out the following website for more information.
http://www.wehavebenefits.com
Cash, payment programs, and a good discount program will work. See below if you have further questions.
Call and ask the nearest dental office if payments in instalments are accepted, than go and pay by cash, or cheque; if necessary pay the whole amount by a credit card. Also, the dental schools allow their students to practise under supervision and the patients get the low cost treatments. Good luck.
cash or credit card
Uhhh….cash works.
Well, there is no way unless you pay. Welcome to America,.
For a cleaning see…local community college dental hygiene program. They are looking for patient to help students with hands on cleaning. Its a great cost savings on general cleanings. Also for major dental work…see a major university dental program in your area. All work is being supervised by professional faculty dentists. A huge cost savings for those who do not carry dental insurance.
Join the crowd. I have always been covered by health insurance and unfortunately it never included dental. I go to the dentist twice a year for regular cleanings. Its really not that bad. If you have to have lots of work done make sure you have a credit card of some kind.
I am a general Dentist. Nearly half of the patients that come to my office do not have dental insurance.
This does not prevent them from coming and receiving the same excellent care.
The only thing insurance does for you is either cover a portion of your bill, or in some cases negotiate a volume discount with the dentist.
Any dentist will be happy to see someone without insurance, and in fact most of them prefer to deal directly with the individual and not with third party payments.
Check with dentists in your area and see if any of them will accept a patient without insurance and be willing to take payments. Also, if you have a college in your area that has a dental school or dental hygentist school in it, they love to have people like you come in so they can practice. YOu will either have to pay nothing or very little. Hope this helps.
You pay full price. You can usually make payments in installments tho’.
I use Mastercard.
There are discount plans out there. Try Ameriplan…or similar plans. There is also Care Credit which you apply for like a credit card, if you have good enough credit you will get a pretty good spending limit which you can use at a lot of dentists and doctors offices.
Many, many insurance plans don’t cover dental expenses. I recently had to pay $1000 to cap a tooth & I borrowed it from my credit union. I finally caved in & eff Nov 1st now have dental insurance which is costing me $50 per month & will go up considerably after one year.
So it’s cash up front, credit card or loan. Rude awakening, isn’t it?
Just make an appointment and go. You don’t need dental insurance to go to the dentist.